Unsecured Business Loans

We work with all major regulated and semi‑regulated professions, including accountants, solicitors, architects, veterinary practices and dental clinics. If you operate a professional service business, we can usually support you.

Yes. Each profession has its own cashflow patterns, regulatory requirements and seasonal pressures, so lenders assess them slightly differently. We match your practice with the most suitable lender for your sector.

Most practices receive approval within 24-48 hours, with funds released shortly after. Regulated sectors often qualify faster because their financial records are typically well‑maintained.

Funding can be used for almost any business purpose, including tax bills, VAT, PII premiums, equipment, refurbishments, partner capital, acquisitions, staffing and general cashflow support.

No — our facilities for professional practices are unsecured. Lenders rely on your trading history, turnover and financial stability rather than property or asset security.

Generally, yes. Accountants, solicitors, architects, vets and dentists are considered stable, low‑risk sectors due to recurring revenue, regulated operations and predictable cashflow.

Most practices can access between £10,000 and £2m depending on turnover, trading history and affordability. Larger firms may qualify for higher limits.

Initial checks are usually soft searches, which do not affect your credit score. A hard search is only carried out once you decide to proceed with the loan.

Yes — newer practices can still qualify, especially if the principals have strong personal experience or previous trading history. Lenders assess the overall strength of the practice, not just its age.

Yes. We regularly work with partners, practice managers, finance directors and external accountants to ensure the funding is structured correctly and fits the practice’s needs.